Intermodal Insurance
Intermodal Insurance
Looking for Intermodal Insurance?
An intermodal truck driver hauls freight by truck in a shipping container. Specifically, intermodal freight transport occurs either to or from another mode of transportation, like a train or ship.
As an intermodal truck driver, your responsibilities include picking up freight and delivering it to either its final destination or its next mode of transportation.
As transportation risk specialists, we understand your operations and how underwriters think to ensure you get the best results on your insurance.
Intermodal Risks
Paperwork Requirements: Going to shipping ports or railroad depots to pick up containers involves extra paperwork that other types of trucking operations do not involve. Ensure that you have completed all the required paperwork.
ISO Twistlocks: The skeletal trailer of an intermodal operations and something to secure the container from falling; typically, there are four ISO twistlocks at the corners of the trailers to prevent the container from falling. But, if the twistlocks are decaying or improperly connected the container can fall off.
Center of Gravity: Since the driver does not see into the container, the driver does not know where the center of gravity is both length (unless you use a modern weighbridge) and height wise (weighbridges can’t help height wise). This causes issues with shifting loads and increasing the likelihood of the truck rolling over.
Overweight Containers: Sometimes there is misreporting of weight on shipping documents which means that some loads are put on trucks which cannot haul them. Since the driver is responsible for the container during shipment, the driver could get fined for the overweight container.
Uniform Intermodal Interchange and Facilities Access Agreement (UIIA): You will not be allowed to access any ports or railroads without the UIIA in place.
Intermodal Insurance
Unique Insurance Considerations
Trailer Interchange coverage: It protects against the physical damage of containers while they are being transported.
Freight Broker Insurance: If you also operate in 3PL (Third Party Logistics) you need to understand the contracutual agreements you are under to determine the amounts of insurance you need.
Why Insurance Matters
When you own an intermodal transport business, you need to purchase the amount of insurance t. It’s not just your truck you have to worry about, the different rules, such as UIIA you need to follow. If anything were to happen to any of the containers you are hauling, it would come out of your paycheck.
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